Life insurance helps protect families and businesses from unexpected financial disruption. In the event of loss, properly structured life insurance can provide liquidity to cover expenses, replace income, protect assets, and maintain financial stability without forcing rushed decisions or asset sales.

Can life insurance be used as part of a wealth strategy?
Yes. Certain types of life insurance offer cash value features that may support long-term planning goals. These policies can provide flexibility, tax-advantaged growth potential, and access to funds while maintaining protection. Life insurance is often used alongside other strategies to support disciplined, long-term financial planning.

Is life insurance only for families?
No. Life insurance is widely used by business owners to protect key individuals, support succession planning, and strengthen financial resilience. Businesses often rely on life insurance to manage risk, protect cash flow, and ensure continuity during critical transitions.

How does life insurance fit into legacy planning?
Life insurance plays an important role in legacy planning by helping families transfer wealth efficiently, support future generations, and preserve financial intent. When coordinated with trusts and estate strategies, life insurance can help reduce uncertainty and provide clarity across generations.

What type of life insurance is right for me?
There is no one-size-fits-all answer. The right life insurance solution depends on individual goals, family needs, business structure, and long-term objectives. Thoughtful planning ensures life insurance is aligned with protection, growth, and legacy priorities.